Lakes and Hills Mortgage Company - Marble Falls, Horseshoe Bay, Burnet, Llano, Kingsland, Granite Shoals, Buchanan Dam, Texas

The Picayune Newspaper - People's Choice Award 2008Equal Housing Opportunity Lender     

704 Second Street, Marble Falls, Texas - Call (830) 693-4763 or Fax (830) 693-4494 - Quick Loans



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VA Mortgages
A VA Mortgage is a mortgage which is guaranteed by the Department of Veterans Affairs against default.

Maximum loan amount is $417,000 with no down payment. For loan amounts in excess of $417,000, contact Judy Olds for down payment guidelines.

Eligible borrowers are active duty and discharged veterans. An un-remarried surviving spouse, National Guard, and Reservist may also be eligible. For all eligibility criteria such as period of service, length of service, etc., please visit the VA Eligibility Guidelines.

Also note the State of Texas administers a Texas Veteran's Program that has less restrictive guidelines than those necessary to receive a Federally guaranteed VA home loan. The Texas Program is used in combination with a FHA, VA, or Conventional home loan to provide a lower interest rate to eligible "Texas Veterans".

To determine your eligibility it will be important for you to have your military discharge paper, form DD 214. This is true whether you were Active Duty, Reservist, or a member of the National Guard. If you can't locate this form, you can go online to the National Personnel Records Center and request a copy of your DD 214.

No down payment is required if the eligible veteran has full guaranty benefits and his loan amount does not exceed $417,000. Don’t forget veterans can use their benefits more than once as long as they have sufficient guaranty benefits remaining or their previous home loan has been paid in full.


ATTENTION VETERANS:   Ask us how we can help you as a Military Housing Specialist


Kathy Fletcher - Loan Originator

Kathy Fletcher
Residential Mortgage Loan Originator

NMLS #915861



Lakes and Hills Mortgage Co.
Kathy Fletcher, Residential Mortgage Loan Originator
A. Charlie Keiser, III Entity Administrator
704-708 2nd. Street, Marble Falls,TX,78654
(830) 693-4763 office | | (830) 693-1214 fax



Mortgage Brokerage Entity NMLS ID: 257532
Entity Account Administrator: A. Charles Keiser, III - NMLS ID: 233194

CENTURY 21 Keiser & Company Real EstateThe Owners of Lakes and Hills Mortgage Company also own
CENTURY 21 Keiser & Company Real Estate
and Susie's Travel Time

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Revised: 2/7/2014

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