|We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the Highland Lakes and surrounding Hill Country area of Central Texas. We proudly serve the communities of Bertram, Blue Lake, Buchanan Dam, Burnet, Castell, Cherokee, Cottonwood Shores, Granite Shoals, Horseshoe Bay, Johnson City, Kingsland, Llano, Marble Falls, Round Mountain, San Saba, Spicewood, Smithwick, Sunrise Beach and Tow.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs. But that's just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan. We also offer a special Mortgage Manager service if you are considering refinancing your mortgage.
In the volatile home-lending market, we serve as a safeguard, offering our clients security, safety, and peace of mind. One of our most important functions is escorting your loan application through the entire process, constantly patrolling the component transactions for possible breakdowns. We wade through the mountains of rate data and program options, researching current market conditions to find the most accurate and up-to-date information about cost-effective loan options. There are literally thousands of variables that can affect the outcome of your mortgage transaction. That's why you need Lakes and HIlls Mortgage to act as a liaison between the title and escrow company, real estate agent, lender, appraiser, credit agency, the underwriters, the processors, attorneys, and any other services which may affect your transaction.
Lakes and Hills Mortgage will:
- Discuss and explain financing program options
- Informs you, in writing, of lock-in options
- Explain all documents of the loan application
- Explain all associated costs of the loan application
- Explain the disbursement of all loan applications
- Explain the loan process, from application to closing
- Provide you with a good faith estimate of cost and fees
- Communicate with you throughout the loan process in a timely manner
- Coordinate the final closing of your transaction