Lakes and Hills Mortgage Company - Marble Falls, Horseshoe Bay, Burnet, Llano, Kingsland, Granite Shoals, Buchanan Dam, Texas

The Picayune Newspaper - People's Choice Award 2008Equal Housing Opportunity Lender     

704 Second Street, Marble Falls, Texas - Call (830) 693-4763 or Fax (830) 693-4494 - Quick Loans



FHA Mortgages, VA Loans, Texas Veterans Loans, Fixed Rate Mortgages, Adjustable Rate Mortgages, Home Loans, Reverse Mortgages - Located in the Central Texas Hill Country

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Lakes and Hills Mortgage has loan originators with years of experience specializing in residential loans.

  • FHA Mortgages
  • VA Mortgages
  • Texas Veterans Loans
  • 30-Year Adjustable Rate
  • 15-Year Fixed Rate


Kathy Fletcher
Residential Mortgage Loan Originator
NMLS #915861


Why should I use Lakes and Hills Mortgage?

What is Lakes and Hills Mortgage Company?

Lakes and Hills Mortgage Company is a licensed mortgage brokerage firm with experienced real-estate financing professionals who specializes in the origination of residential and lite commercial mortgage loans.   We work with as many as 40 lenders at any one time.  By combining our professional expertise with direct access to hundreds of loan products, Lakes and Hills Mortgage provides the most efficient way to obtain financing tailored to your specific financial goals.

What Does Lakes and Hills Mortgage Do?

In the volatile home-lending market, we serve as a safeguard, offering our clients security, safety, and peace of mind.   One of our most important functions is escorting your loan application through the entire process, constantly patrolling the component transactions for possible breakdowns. We wade through the mountains of rate data and program options, researching current market conditions to find the most accurate and up-to-date information about cost-effective loan options.

Lakes and Hills Mortgage understands how to navigate through these difficult financial times!

To be sure, many lenders and homeowners have experienced difficult times, with what is being called the “credit crunch” taking its toll.

However the perception that financing for homes is difficult to obtain, or at worst is unavailable, is simply incorrect.  While potential homeowners at the extreme lower end of the credit scale may find fewer options for  financing today than before, the vast majority of buyers, and the loan programs available to them, remain largely unaffected.  Interest rates remain historically low and a variety of options exist for structuring financing to meet your personal needs.

Lakes and Hills Handles the Details!

There are literally thousands of variables that can affect the outcome of your mortgage transaction. That's why you need Lakes and HIlls Mortgage to act as a liaison between the title and escrow company, real estate agent, lender, appraisal management company, credit agency, the underwriters, the processors, attorneys, and any other services which may affect your transaction.

Lakes and Hills Mortgage also:

  • Discusses and explains financing program options
  • Informs you, in writing, of lock-in options
  • Explains all documents of the loan application
  • Explains all associated costs of the loan application
  • Explains the disbursement of all loan applications
  • Explains the loan process, from application to closing
  • Provides you with a good faith estimate of cost and fees
  • Communicates with you throughout the loan process in a timely manner
  • Coordinates the final closing of your transaction
Advertising information and marketing materials are not from HUD or FHA and were not approved by HUD or a Government Agency.


Lakes and Hills Mortgage Co.
Kathy Fletcher, Residential Mortgage Loan Originator
A. Charlie Keiser, III Entity Administrator
704-708 2nd. Street, Marble Falls,TX,78654
(830) 693-4763 office | | (830) 693-1214 fax


Mortgage Brokerage Entity NMLS ID: 257532
Entity Account Administrator: A. Charles Keiser, III - NMLS ID: 233194

CENTURY 21 Keiser & Company Real EstateThe Owners of Lakes and Hills Mortgage Company also own
CENTURY 21 Keiser & Company Real Estate
and Susie's Travel Time

� Copyright 2011 by Lakes and Hills Mortgage Company, Marble Falls, Texas - All Rights Reserved!
Revised: 2/7/2014

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